The rules nobody tells you until closing.
Plain-language guides to the Minnesota and Duluth-area rules that most often surprise buyers and sellers. Each one cites the statute, code, or agency it comes from.
Duluth sellersDuluth's point-of-sale sewer inspection
What the city checks before you sell, the 90-day repair window, and the grant that helps pay for it.
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All of MinnesotaRadon and the disclosure law
What sellers must hand over, how a proper test works, and who is allowed to run it.
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Rural propertiesWells and septic systems
Well and septic disclosures, St. Louis and Carlton County inspection rules, and escrow for winter sales.
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Buyers and investorsProperty taxes: homestead vs. rental
Why the taxes on a listing may not be your taxes, and what changes when you live in it or rent it out.
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Duluth buyersBuying an older Duluth home
Lead paint rules, boilers, old wiring, historic properties, rental licensing, and hillside living.
Read the guide →These guides are general information, reviewed September 2026. They are not legal, tax, or inspection advice. Rules and fees change, so confirm with the agency named in each guide before you rely on it. Kai Melton is a REALTOR®, not an attorney, tax advisor, or home inspector.