Cash flow / mo$0
Cash needed to close$0
What should I offer?
The highest price that still meets your targets, with everything else held the same. Set targets under Your targets.
Quick mode uses standard expense assumptions. Switch to Full to see and change them, plus the offer finder, stress test, price and rate grid, 10-year view, and local checklist.
Rent-to-price (1% rule)
0%
Net operating income / yr
$0
Monthly breakdown
Stress test
Same deal, with things going wrong.
Price and rate grid
Meets your target Positive, below target Negative
5 and 10 year view
If every unit is rented, using your projection assumptions.
Local checklist for this property
Based on the town, year built, and type of deal. Links open the full guide.
What these numbers mean
- Cash flow
- Rent after vacancy, minus operating expenses and the loan payment.
- Cash-on-cash return
- A year of cash flow divided by the cash you put in.
- Cap rate
- Net operating income for a year divided by price. It ignores financing, which makes it good for comparing properties.
- Debt coverage (DSCR)
- Net operating income divided by the loan payment. Many lenders look for 1.2 or higher on investment loans.
- Break-even occupancy
- How full the property must be to cover expenses and the loan payment.
- 1% rule
- Monthly rent as a percent of price. A quick screen, not a verdict.
- Big-ticket replacements
- Money set aside for roofs, boilers, water heaters, and other items that wear out.
Estimates for education only, based on the numbers you enter. Not a guarantee of any return, a loan quote, tax advice, or a market valuation. Confirm financing with a licensed lender, rents with current comparables, and taxes with the county.
